Payments that work
Terms up to 240 months on qualifying loans keep the monthly payment manageable. Want to pay it off faster? We will show you shorter terms too.
RV loans and financing, with terms up to 240 months.
Find the right RV loan for a new or used rig without the runaround. See your options with a soft credit check that will not touch your score, then choose the terms that fit. Free, and no obligation.
RVBrokers is not a lender. We connect you with vetted RV lending partners and help you compare terms.
Up to 240 mo loan termsSoft credit pre-approvalNew & used RVsAll RV types
RV financing made simple
The right loan for your RV, without the dealer finance office
Dealers make real money in the finance office. We work the other side of that table. Tell us about the RV and your budget, and we match you with a lending partner whose terms actually fit, then help you read the fine print before you sign.
Long terms
Soft pre-approval
No hit to your credit
See where you stand with a soft credit check that does not affect your score. A hard pull only happens if you decide to move forward.
New and used
Any rig, any type
Motorhomes, travel trailers, fifth wheels, toy haulers, and truck campers, new or used. Private-party purchases too.
Financing terms at a glance
What RV loan terms usually look like
- Loan terms up to 240 monthsLonger terms lower the payment. We help you balance monthly cost against total interest.
- New and used RVsFinancing on dealer and private-party purchases, current and older model years.
- Low-down-payment optionsDown payment depends on the RV, the lender, and your credit. Low-down options exist on many qualifying loans.
- A range of credit profilesLenders weigh income, down payment, and the RV, not just your score. Tell us where you are and we will match you.
How it works
Three steps to your options
- 1
Tell us the basics
The RV or your budget, and roughly where your credit stands. Two minutes, no documents.
- 2
We match you
We point you to the lending partner whose terms fit your rig and your profile.
- 3
You review and decide
Get a soft-credit pre-approval, compare the terms, and move forward only if it works for you.
Get your RV financing options
Tell us a little about the RV and your budget. A real person gets back to you with terms to compare. No obligation.
Got it.
We're pulling together your financing options now and will reach out soon with terms to compare. No obligation.
RV financing FAQ
Common RV loan questions
How long can RV loan terms be?
On qualifying loans, RV financing terms can run up to 240 months (20 years). Longer terms lower the monthly payment; shorter terms cost less over the life of the loan. We help you weigh the tradeoff.
Will checking my RV loan rate hurt my credit?
No. Pre-qualification uses a soft credit check that does not affect your credit score. A hard inquiry only happens later if you choose to move forward with a full application.
Can I finance a used RV?
Yes. Our lending partners finance both new and used RVs, including motorhomes, travel trailers, fifth wheels, toy haulers, and truck campers, from dealers and private sellers.
Does RVBrokers lend money directly?
No. We are not a lender. We connect you with vetted RV lending partners and help you compare terms so you can choose what fits. There is no cost or obligation to see your options.
What credit score do I need to finance an RV?
There are options across a range of credit profiles. Lenders look at more than your score, including income, down payment, and the RV itself. Tell us where you stand and we will point you to the right partner.
How much down payment do I need?
It varies by lender, the RV, and your credit. Low-down-payment options are available on many qualifying loans. We will lay out what to expect before you apply anywhere.
Can I get an RV loan with bad credit?
Yes, there are RV financing options for fair and rebuilding credit. Rates run higher and a larger down payment helps, but our lending partners work across a range of credit profiles. Tell us where you stand and we will point you to the right one.
Can I refinance my RV loan?
Often, yes. If rates have dropped or your credit has improved since you bought, refinancing your RV loan can lower your payment or shorten your term. We can connect you with partners who handle RV refinancing.
Talk to a human
See what you qualify for
One quick form and a soft credit check tell you where you stand. No pressure, no dealer finance office, no hit to your score.